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Find The Cheapest Auto Insurance For Low-Mileage Drivers

If you’re a low-mileage driver, you’ll have an easier time finding cheap car insurance quotes than a road warrior who spends countless hours behind the wheel. This is because driving less invariably translates into a lower risk of being involved in a car accident, so auto insurance carriers will consider you to be less of a liability.

However, with so many companies to choose from, it’s easy to feel overwhelmed when searching for affordable auto insurance for low-mileage drivers. To help you save time, our Geeks did the legwork and compared quotes from nine top providers. The table below summarizes our findings:

State Cheapest Insurer Monthly Premiumestimated
Alabama Allstate $86 Get a Quote
Alaska State Farm $88 Get a Quote
Arizona State Farm $127 Get a Quote
Arkansas State Farm $100 Get a Quote
California Metromile Pay-Per-Mile Get a Quote
Colorado State Farm $90 Get a Quote
Connecticut State Farm $123 Get a Quote
Delaware State Farm $198 Get a Quote
Florida State Farm $147 Get a Quote
Georgia State Farm $110 Get a Quote
Hawaii State Farm $76 Get a Quote
Idaho State Farm $80 Get a Quote
Illinois Metromile Pay-Per-Mile Get a Quote
Indiana State Farm $82 Get a Quote
Iowa State Farm $68 Get a Quote
Kansas State Farm $89 Get a Quote
Kentucky State Farm $100 Get a Quote
Louisiana State Farm $175 Get a Quote
Maine State Farm $67 Get a Quote
Maryland State Farm $184 Get a Quote
Massachusetts Plymouth Rock Assurance $70 Get a Quote
Michigan State Farm $238 Get a Quote
Minnesota State Farm $96 Get a Quote
Mississippi State Farm $103 Get a Quote
Missouri State Farm $102 Get a Quote
Montana State Farm $64 Get a Quote
Nebraska State Farm $57 Get a Quote
Nevada State Farm $148 Get a Quote
New Hampshire State Farm $87 Get a Quote
New Jersey Metromile Pay-Per-Mile Get a Quote
New Mexico State Farm $100 Get a Quote
New York State Farm $232 Get a Quote
North Carolina State Farm $58 Get a Quote
North Dakota State Farm $105 Get a Quote
Ohio State Farm $132 Get a Quote
Oklahoma State Farm $165 Get a Quote
Oregon Metromile Pay-Per-Mile Get a Quote
Pennsylvania Metromile Pay-Per-Mile Get a Quote
Rhode Island Allstate $249 Get a Quote
South Carolina Allstate $188 Get a Quote
South Dakota State Farm $71 Get a Quote
Tennessee State Farm $91 Get a Quote
Texas State Farm $118 Get a Quote
Utah Allstate $145 Get a Quote
Vermont State Farm $90 Get a Quote
Virginia Metromile Pay-Per-Mile Get a Quote
Washington Safeco $99 Get a Quote
Washington, D.C. State Farm $111 Get a Quote
West Virginia State Farm $79 Get a Quote
Wisconsin State Farm $87 Get a Quote
Wyoming Metromile Pay-Per-Mile Get a Quote

STUDY METHODOLOGY

The low-mileage driver in our study was 29 years old and had no car accidents or major traffic violations for the past five years. The car used in our research was a Toyota Corolla model year 2014. The annual mileage was 4,000. Our monthly premium estimates are based on averages from five zip codes in each state for female and male drivers. We used liability insurance limits of 50/100/25 and the same limits for uninsured motorist coverage.

 

Find The Cheapest Auto Insurance For Low-Mileage Drivers

Check out our blog for helpful tips on saving money on auto insurance.

 

 

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