If you’re like most people, then reducing your monthly expenses is one of your top priorities. Searching for cheap auto insurance in Nevada is one of the easiest ways to cut your spending, but finding the best rates requires a bit of shopping around.
To help you find the best low cost auto insurance in NV for your particular driver profile, we’ve compared the rates of nine top providers to identify the cheapest premiums for these driver types:
Best Rates For Drivers With No Recent Accidents
If you’re cautious behind the wheel and you’ve never caused an accident, you might be eligible for a safe driver discount. Our Geeks determined that State Farm offers very cheap auto insurance for safe drivers in Nevada.
Best Rates For Teen Drivers
The teenager in our study was 18 years old, drove 12,000 miles per hear, and had not caused any accidents or been cited for any major traffic offenses. Despite having a clean driving history, our driver still ended up paying more in monthly premiums compared to the 29-year-old “safe driver.” Based on our study, Allstate offers the cheapest car insurance in Nevada for teenagers who are looking for coverage that meets the state’s minimum requirements.
Best SR22 Insurance Rates For Drivers With A DUI
If you were convicted of DUI, you may have noticed a major increase in your insurance rates. That’s because your insurance provider sees you as more of a liability since alcohol contributes to so many serious accidents. Fortunately, you may be able to get cheap SR22 auto insurance quotes by switching to a company that caters to drivers with a DUI. State Farm was identified by our researchers as the company with the lowest rates for drivers with a DUI in Nevada.
Best Rates For Senior Drivers
If you’re a senior whose driving history has been clean for the past five years, you should be able to get cheap car insurance quotes from State Farm. Our hypothetical driver in this category commuted 4,000 miles per annum and was 65 years old.
In the “No Collision History” and “DUI” parts of our study, we used a 29-year-old motorist who drove a 2014 Toyota Corolla for 12,000 miles each year. Our estimated monthly premiums are based on data from five zip codes in NV for female and male drivers. Our team used 50/100/25 liability coverage limits as well as 50/100/25 uninsured motorist coverage limits for all categories except teen drivers.
What Is The Minimum Car Insurance Liability Coverage Required By Law In Nevada?
In Nevada, all motorists are required to have car insurance that would cover $15,000 for bodily injury to one person, $30,000 for bodily injury in one collision, and $10,000 for property damage.