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Cheapest Car Insurance Rates In New Hampshire (2018)

The car insurance market is flooded with companies that claim to offer the most affordable rates. Although it’s certainly possible to find cheap auto insurance in New Hampshire, you’ll have to shop around to find a company that’s a good fit for your specific driver profile.

Our researchers compared insurance quotes from nine top providers to help you uncover the best quotes for these driver types:

No Recent AccidentsTeen Drivers
Drivers With A DUISenior Drivers

Best Rates For Drivers With No Recent Accidents

$82/month estimate

$95/month estimate

Being a cautious driver comes with a number of obvious benefits. Beyond improving your safety, driving responsibly will make you eligible for cheap car insurance in New Hampshire.

Our results showed that Safeco led the pack for this driver category. Our study focused on 29-year-old male and female drivers who commuted 12,000 miles per year.

Best Rates For Teen Drivers

$91/month estimate

$155/month estimate

Due to their lack of experience, teenagers are less capable of anticipating and responding to hazards on the road. In effect, car insurance companies tend to charge young drivers more in auto insurance premiums. If you’re searching for cheap auto insurance for teenagers in New Hampshire that meets the state’s minimum required levels, consider getting a quote from Allstate.

Best Rates For Drivers With A DUI

$/month estimate

$/month estimate

Driving under the influence comes with certain penalties that don’t go away after your case has finalized. For instance, you can expect to pay significantly more for car insurance.

If you want to keep your rates low, think about switching to Geico, which our study determined offers the most affordable car insurance in New Hampshire for drivers with a DWI conviction. The estimates above are based on average rates of 29-year-old male and female drivers with one recent DWI.

Best Rates For Senior Drivers

$72/month estimate

The distance you travel each year and your age will have a major impact on your auto insurance premiums. For this driver category, we looked at the rates for a 65-year-old male and female who commuted 4,000 miles each year.


For most driver categories, the vehicle is a 2014 Toyota Corolla with a yearly mileage of 12,000. The estimated monthly rates are based on average premiums from males and females in five zip codes. Except for the teen driver segment, our study involved liability coverage limits of 50/100/25 and the same limits for uninsured motorist coverage.

What Is The Minimum Auto Insurance Requirement For Drivers In New Hampshire?

Drivers in New Hampshire are not required to carry auto insurance; however, if you choose to purchase coverage, it must meet the following minimum limits:

  • Liability Coverage For Bodily Injuries To One Person: $25,000
  • Liability Coverage For Bodily Injuries Per Accident: $50,000
  • Liability Coverage For Property Damage: $25,000
  • Medical Payments Coverage Of $1,000 Per Person
  • Uninsured Motorist Bodily Injury Coverage Of $25,000 Per Person / $50,000 Per Accident


cheapest car insurance in new hampshire

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