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Cheapest Car Insurance Rates In Wisconsin (2018)

Finding cheap auto insurance in Wisconsin can be a daunting and time-consuming task due to the sheer number of insurance providers. To help you narrow down the options, our team evaluated the insurance quotes of nine providers to identify the lowest rates for the following driver categories:

No Recent AccidentsTeen Drivers
Drivers With A DUISenior Drivers

Best Rates For Drivers With No Recent Accidents

$129/month estimate

$/month estimate

All car insurance companies want to attract low-risk drivers, but some are willing to offer better deals than others. If you haven’t caused a wreck in the previous five years, you might be able to reduce your monthly premiums by switching to Allstate or Progressive. These insurance companies were identified in our analysis as having the most affordable auto insurance quotes for crash-free drivers in Wisconsin.

Best Rates For Teen Drivers

$211/month estimate

$228/month estimate

Due to their inexperience and vulnerability to distractions and peer pressure, teenagers tend to cause a disproportionately high number of accidents. If you’re looking for cheap car insurance for teenagers in Wisconsin, try getting a quote from Allstate or State Farm.

Best Rates For Drivers With An OWI Or DUI

$164/month estimate

$/month estimate

Were you recently convicted of driving under the influence? If so, the costs you incur extend beyond the court-imposed fines and attorney fees. You’ll most likely have to pay extra for car insurance, as well.

Since alcohol contributes to so many serious accidents each year, insurance companies tend to view drivers with an OWI or DUI on their record as a greater liability. If you’re having trouble paying your premiums after getting an OWI, try getting quotes from Progressive and Allstate.

Best Rates For Senior Drivers

$72/month estimate

$113/month estimate

The hypothetical driver in this part of our study was age 65 and commuted 4,000 annual miles. Since seniors drive less often, they usually pay less for car insurance than younger adults. Our data shows that State Farm offered the lowest estimated insurance premiums at $72 per month.


Our study involved a 2014 Toyota Corolla, and most segments of our analysis were based on a 29-year-old driver who traveled 12,000 annual miles. We took the average premiums from five Wisconsin zip codes for females and males to calculate our monthly estimates. We used the state’s minimum coverage requirements to estimate the monthly rates for teenagers, but for all other driver categories, the liability limits were 50/100/25 and the uninsured motorist coverage limits were 50/100/25.

What Is The Minimum Auto Insurance Coverage Requirement In Wisconsin?

Drivers in Wisconsin are required by law to purchase auto insurance coverage with at least the following minimum limits:

  • $25,000 For Bodily Injuries To One Individual In One Wreck
  • $50,000 For Total Bodily Injuries Caused In One Accident
  • $10,000 For Damage To Property
  • $25,000 Per Person For Bodily Injuries Caused By An Uninsured Driver
  • $50,000 Per Accident For Bodily Injuries Caused By An Uninsured Driver


cheapest car insurance in wisconsin

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